Water remediation in Dallas, TX is a widely availed service, simply because the issue is so common in our area. In fact, water damage alone represents a significant portion of all insurance claims that are made. So what causes water damage? Usually this happens due to pipe bursts, clogged drains, malfunctioning appliances and the weather. What kind of water remediation in Dallas, TX does your instance policy cover, and to what extent? Read on to find out coverage details for water remediation in Dallas, TX.
Does your insurance policy cover water remediation in Dallas, TX?Any standard home insurance policy usually offers coverage for sudden and accidental cases of water damage, including the following.
- Damages that are caused by the weight of snow. For instance, if the snow or ice on your roof subjects it to a greater pressure and causes it to collapse, the damage will be covered
- Damages caused by water overflow
- Frozen pipes
Where exactly do the differences lie?Sounds confusing? Our expert team dealing with water remediation in Dallas, TX has listed down the three main types of water damage under a home insurance policy. Some particular water damage types are fairly simple to understand. Any homeowner should be aware of the three main ones, which insurance providers often talk about when you discuss coverage plans and claims with them. Many a times, the underlying cause or the primary source of damage isn’t known or obvious. Insurance providers make attempts to find out the causes by using terms like flood, discharge, overflow and sewer backup. They determine the primary cause of the damage before entertaining your coverage requests. Insurance companies send over one of their representatives who will inspect your site and investigate the damage. Accordingly, they’ll figure out if your claim is valid or not. Mr. Restore can work with your insurance and take necessary steps to ensure that your claim is approved.
Sewer BackupWater backup or sewer backup is a term used when water from your sewer system is pushed back into your home through the pipes network. Since the damage involves dirty and contaminated sewer water, not only is your personal property affected, but your health is also exposed to risks. Sewer backup is caused due to several reasons, some of which are outlined below.
- City main blockage; water is forced to back up into your home when it can’t find a way forwards and out of the system
- Aging sewer and drainage systems; regular maintenance is the key here if you want optimal functioning of the sewer system
- Some tree roots can go right through the pipes and block water flow. Get your restoration and drainage system inspected right away if you feel this could be a reason.