Should You Use the Restoration Company Recommended By Your Insurance Carrier?

Should You Use the Restoration Company Recommended By Your Insurance Carrier?

Should You Use the Restoration Company Recommended By Your Insurance Carrier?   In the unfortunate event that a disaster damages your home. If it’s a big enough event that you can’t handle the repair and clean up alone – immediately, then you need to contact a professional restoration company. Whether water has invaded your home, a fire has destroyed your belongings, or a storm has damaged your property, you will need to find a restoration company that will get your home or business back to normal – faster. Often times the insurance company will suggest a restoration company for you to use. Most people do not know that you are NOT required to use the restoration company that your insurance carrier recommends. In fact, it would be in your best interest to research and pick your own restoration company. Our experienced professionals at Mr. Restore break down some things to think about when selecting the restoration contractor you want taking care of your home or property. Consider this:   Insurance Companies Are Running a Business Insurance companies are for profit businesses. They model is make money off of collecting premiums and not paying claims. If you collect more premium than you pay out it’s profitable. If you pay more than you collect it’s not. Claims are going to happen, insurance carriers are betting that they will have fewer payouts than premium collected. An easy way to help influence what gets paid out, and as a result their profitability, is by controlling the vendor that is repairing your home or property. If a restoration company has a relationship with your...
Is My Homeowner’s Insurance Enough?

Is My Homeowner’s Insurance Enough?

It is important to know exactly what your homeowner’s insurance policy covers. Many people do not check to ensure their insurance coverage is adequate until after a disaster happens, when it is unfortunately too late. To avoid extra costs and stress in the event of a fire, flood, or other natural disaster, be sure to discuss with your insurance carrier exactly what your homeowner’s policy entails. Mr Restore has seen hundreds of disasters and understands exactly what your policy needs to contain to be sure you are fully covered and to make for a smooth recovery.   Appropriate Coverage to Rebuild Starting off, it’s important that your insurance policy covers the appropriate amount for rebuilding your home based on today’s current replacement costs. In other words, if your home is worth $400,000, you need to ensure you have at least that amount in coverage in case of a total loss from a fire or a different disaster. Not having enough means that you will not have the appropriate coverage to buy a similar home. Keep in mind, the price that you paid for your home may not be what it is worth today. Some things to consider when factoring in the cost of rebuilding: Square footage of your home Style of the exterior of the house (colonial, modern, ranch) Type of roofing Cost of local building materials Special features (arched windows, fireplace, etc.) Contents Coverage Another important thing to consider is the coverage you have on the contents within your home. This covers all of your important possessions, including furniture, art, rugs, appliances, clothes, and other valuable you may...
How to Help Your Neighbors After a House Fire

How to Help Your Neighbors After a House Fire

According to the National Fire Protection Association, fire departments responded to over 365,500 home structure fires in 2015. Unfortunately, Dallas is not immune to these devastating accidents, which can lead to thousands of dollars in damage and the loss of precious valuables. When you see a family or home in your community that has suffered from such a tragedy, you naturally want to provide help and comfort any way that you can. At Mr Restore, we are dedicated to providing assistance and relief as we help families recover from a house fire. We have restored hundreds of homes in our community, and know exactly what members of Dallas’ communities need to get back on their feet and begin to heal after a fire.   What Should I Donate? When a family has suffered from a house fire, they are overwhelmed by their loss. You can easily provide support by donating a variety of items. The needs of fire survivors depend on where they are staying after they have suffered a fire and how much they have lost. Almost every family will need the following items: Clothing – Many families lose all of their clothes during a fire. Clothes are the most basic and necessary items, varying from socks and underwear to winter coats and shoes.  The easiest way to donate is to provide gift cards to local clothing store. This will ensure that the family will be able to purchase clothes that are the right size and style they need. Food – Your neighbors will be so overwhelmed by their loss and the related obstacles that they do not...
Independence Day!

Independence Day!

MrRestore wishes everyone a happy and safe Independence Day! We are all about having fun-but safety is always important when dealing with fireworks. We have a few tips to help ensure that safety comes before everything else: -Obey local laws. If fireworks are not legal where you live, do not use them. -If fireworks are allowed, only use them outdoors and away from any structures to prevent fire damage. -Always have water readily available such as a hose or bucket. -Only use fireworks as intended. Don’t try to alter them or combine them. -Never relight a “dud” firework. Wait 20 minutes and then soak it in a bucket of water. For more information...

Plumbers -Want to Have Lunch with Richard Rawlings?

  Plumbers – Follow these steps for your chance to win lunch with Richard and the Monkeys at Gas Monkey Garage! 1- Share a photo of you (with your Gas Monkey Energy) and why you want to have lunch with Richard and the Monkeys. Share the photo to the MrRestore Facebook page, tag  ( Gas Monkey Energy, Gas Monkey Garage ) 2-Refer at least*5 water damage jobs by June 30th, 2017. Standard MrRestore Referral fee applies to water damage jobs sold. * 10 referred water damage jobs = 2 entries **Rules and Restrictions Apply ***Contests Ends June 30th, 2017...

Want to Have Lunch with Richard Rawlings?

  Follow these steps for your chance to win lunch with Richard and the Monkeys at Gas Monkey Garage! 1- Share a photo of you (with your Gas Monkey Energy) and why you want to have lunch with Richard and the Monkeys. Share the photo to the MrRestore Facebook page, tag  ( Gas Monkey Energy, Gas Monkey Garage ) 2- Write a 5 star Google Review and tell us why you like MrRestore here   *Rules and Restrictions Apply *Contests Ends June 30th, 2017...
How to Prevent Home Damage While on Vacation

How to Prevent Home Damage While on Vacation

In between laundry, packing suitcases and dreaming of our vacation; we don’t usually remember to check our pipes or unplug the dryer. But these quick tips can help prevent water  or fire damage to your home while you are away. In the event that something does happen, we are able to help restore your home. However, prevention is key when leaving for an extended amount of time. -Create a home inventory list- a detailed list of items you own will be helpful in the event of any home damage -Check for leaks especially under sinks and around the water heater. Make sure window seals are in good shape, and that there are no damaged roof shingles. Repair, recaulk, and replace as needed. -Check the hoses that attach to major appliances like washing machines and dishwashers for kinks or old damaged hoses.  –Insulate any exposed pipes to them to prevent them from freezing. Leave the heat on low to prevent pipes from freezing up. -Unplug all appliances and electronics – This includes things like your washing machine, dryer, refrigerator, computer, etc. One of the leading causes of the 400,000 house fires every year is electrically-related. Not to mention, a lot of energy will be saved.  Note: When traveling during the holidays, keep in mind that many fires involving Christmas trees are electrical fires. Always follow the instructions on the lights and do not connect more than 3 sets. Use a power strip if you need to connect multiple sets so that you are not connecting to each other. Always unplug the lights completely from the wall socket when you are going to...
7 Tips to Help You Avoid Water and Fire Damage

7 Tips to Help You Avoid Water and Fire Damage

This a great time of year to take some steps to avoid water damage and fire damage. Although there isn’t a way to completely eliminate the risk of fire or water damage, these steps can help reduce the risk and minimize the amount of damage if a situation were to arise. If water or fire damage strikes, Mr. Restore can help you get your property and life back to normal faster. Read on for tips that will help you avoid fire and water damage to your home or property. Water Damage Control 1. Get a sump pump. A sump pump or a sewer backflow valve can help keep water out of your basement, particularly if you live above a water table. A battery backup is a good idea for these tools in case of a power failure. It also wouldn’t hurt to invest in a water alarm, which will warn you if water is accumulating in the basement. 2. Store belongings safely. If your basement has a history of flooding or other homes in the area have basements that flood, be sure to store your belongings off the floor or even out of the basement altogether. 3. Repair leaks. Keep an eye out for leaky windows, doors or leaks in the roof, and have them repaired quickly. Small leaks can quickly become large leaks in the event of a large storm! Fire Prevention 4. Test smoke detectors. A functioning smoke detector is the best way to ensure a quick evacuation if there is a fire in your home. Regularly test your smoke and carbon monoxide detectors and replace the batteries every six months. (Hint: Changing the...
Your Guide on What to Do When Facing Storm Damage

Your Guide on What to Do When Facing Storm Damage

When severe storms strike they can do some serious damage, creating leaky roofs and broken that can lead to water damage in your home. When this happens you need to work quickly to prevent further damage. That means you need to assess the damage as soon as possible and make a report to your insurance company. But there are some things you should know about storm damage before you begin the process. Don’t Assume There’s No Damage Not all storm damage is immediately noticeable. This is frequently the case in hail storms where you might assume the hailstones were too small to create any damage. The truth is, hail can weaken your roof even if you don’t see any missing or damaged shingles. Contact a Restoration Company If you have damage to your home, contact a restoration company to help repair structure and contents damage. These professionals know how to handle storm damage to prevent further problems in the future. If you need restoration services, be sure to document your damaged items with photos for the insurance company. You have a right to decide which restoration company you will use to repair the storm damage to your home, but choose wisely since you may be working with them for a while. Here are a few things to keep in mind: Most reputable restoration companies belong to the Better Business Bureau and one or more trade organizations. The company can provide a list of previous clients as references. When the restoration company arrives, they should inspect all areas of suspected damage and document as much as possible. Ask for an estimate of the...