If you’re standing knee deep in water in your living room, it’s clear that your home just got flooded. The next few weeks and months are going to involve the cleanup. You will also have to file an insurance claim for water damage restoration in Fort Worth, TX.
While having insurance is a huge buffer for people in water damage restoration in Fort Worth, TX, but the process of filing the claim can be very problematic. If you don’t pay attention to this factor, you could face a lot of issues. The following are a few things that you should consider if you want to successfully file an insurance claim for water damage restoration in Fort Worth, TX:
Critical Things To Pay Attention To
These are the most important things that you need to pay attention to when you are filing a claim for your insurance.
Try to Contain the Damage
It’s a good idea to contain the area so that you don’t suffer from additional water damage. One of the best ways to do this is to turn off the water supply. The following are a few other recommendations you can follow to contain the damage:
- Use tarp on holes – Particularly on the roof.
- Board up all doors and windows – Especially if they are broken.
- Keep your valuables in a safe place.
- Remove as much excess water as you can.
All these steps come under emergency repairs for water damage restoration in Fort Worth, TX, so they won’t invalidate your insurance claim.
Make a Record of Everything
Always make a record of the water damage. Before and after pictures are the best ones because they can show the extent of the damage and the services you applied. This is also great for when you want to show flooding. For flooding, one of the first steps is always to remove or drain the water.
However, make sure that you take a picture that shows the level of the flooding, the water type as well as the area that was impacted by it. Once you have taken pictures, try to leave that scene as undisturbed as possible. Before approving of your claim for water damage restoration in Fort Worth, TX, you might have a visit from someone from the insurance company.
Start to Inventory the Damaged Items
When you are making a record of the flooding, make sure to create a small inventory of the damaged items, preferably before you start water damage restoration in Fort Worth, TX. This makes it easier to request the right amount for reimbursement. Make sure to include the cost for replacement as well as the original, market value of the damaged item. While most insurance companies will only pay for the estimated cost of repairs, it can still make it easier for them to calculate everything.
What Not To Do When Filing an Insurance Claim
Before you file for an insurance claim for water damage restoration in Fort Worth, TX, you also need to make sure that you avoid doing certain things. These can end up nullifying your claim so you’re not going to get any compensation from the claim.
Don’t Throw Anything Away
Until someone from the insurance company has examined all the damaged items in your home, you shouldn’t throw them away. Whether it is a cushion, a sofa or a carpet, as long as it is included in your claim, you have to make sure that it is available for examination.
As much as you might be tempted to, it is better to opt to keep them to one side. If you get rid of them too quickly, your insurance company might not over coverage for the missing item. Additionally, you should also have all bank statements, receipts and more that can validate the value of the damaged item.
Don’t Make Permanent Repairs Before Approval
While you might be tempted to start work on water damage restoration in Fort Worth, TX, you need to wait to get approval from your insurance company. Additionally, a representative from the insurance company will come to your home in order to determine what needs to be repaired and what doesn’t.
If you start work, before the insurance company approves, there is a high possibility that you might not get compensated for the work done. If your claim is particularly large, you will have to be patient. In any case though, it is a good idea to make sure that you are ready to wait until you get the approval. However, you can make emergency repairs which will help to control the damage and prevent the situation from deteriorating further.
Work with Approved Vendors if You Have a Better Option
Once approval is given, your insurance company will also want to help you get services for water damage restoration in Fort Worth, TX. While they will encourage you to work with them, always make sure to do your research beforehand. There’s no need to get pressured into using the vendors that your insurance company is providing to you.
Take the time to do some research, compare costs and make a decision based on it. By getting pressured, you will also end up getting professional services for water damage restoration in Fort Worth, TX from a company that doesn’t do the repairs well. What you should look for are professionals who are skilled and will handle the job easily.
Mr. Restore Offers Professional Water Damage Restoration Services!
If you are searching for professional services for water damage restoration in Fort Worth, TX, get in touch with Mr. Restore. Their team of experts can handle any kind of water damage scenario. Not only do they offer emergency services on a 24/7 basis, Mr. Restore can also help ensure that you get the damage repaired in the best prices!