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How to Successfully File an Insurance Claim for Water Damage Restoration in Fort Worth, TX

Posted by: Mr. Restore
Posted on: Tuesday December 18, 2018 at 9:59 AM
How to Successfully File an Insurance Claim for Water Damage Restoration in Fort Worth, TX

If you're standing knee-deep in water in your living room, it's clear that your home just flooded. The next few weeks and months are going to involve the cleanup. You will also have to file an insurance claim for water damage restoration in Fort Worth, TX. While having insurance is a massive buffer for people in water damage restoration in Fort Worth, TX,  the process of filing the claim can be very problematic. If you ignore this factor, you could face a lot of issues. The following are a few things that you should consider if you want to successfully file an insurance claim for water damage restoration in Fort Worth, TX :

Critical Things To Pay Attention To

These are the most important things you need to pay attention to when filing a claim for your insurance.

Try to Contain the Damage

It's a good idea to contain the area, so you don't suffer additional water damage. One of the best ways to do this is to turn off the water supply. The following are a few other recommendations you can follow to contain the damage:

  • Use a tarp on holes – Particularly on the roof.
  • Board up all doors and windows – Especially if they are broken.
  • Keep your valuables in a safe place.
  • Remove as much excess water as you can.

All these steps come under emergency repairs for water damage restoration in Fort Worth, TX, so that they won't invalidate your insurance claim.

Make a Record of Everything

Always make a record of the water damage. Before and after pictures are the best ones because they can show the extent of the damage and the services you applied. This is also great for when you want to show flooding. One of the first steps for flooding is always to remove or drain the water. However, make sure that you take a picture showing the level of the flooding, the water type, and the area that was impacted by it. Once you have taken pictures, try to leave that scene as undisturbed as possible. Before approving your claim for water damage restoration in Fort Worth, TX, you might have a visit from someone from the insurance company.

Start to Inventory the Damaged Items

When making a record of the flooding, make sure to create a small inventory of the damaged items, preferably before you start water damage restoration in Fort Worth, TX. This makes it easier to request the right amount for reimbursement. Make sure to include the replacement cost and the damaged item's original market value. While most insurance companies will only pay for the estimated cost of repairs, it can still make it easier for them to calculate everything.

What Not To Do When Filing an Insurance Claim

Before you file an insurance claim for water damage restoration in Fort Worth, TX, you also need to ensure that you avoid doing certain things. These can end up nullifying your claim, so you will not get any compensation from the claim.

Don't Throw Anything Away

Until someone from the insurance company has examined all the damaged items in your home, you shouldn't throw them away. Whether it is a cushion, a sofa, or a carpet, as long as it is included in your claim, you have to make sure that it is available for examination. As much as you might be tempted to, it is better to opt to keep them to one side. If you get rid of them too quickly, your insurance company might not pay over coverage for the missing item. Additionally, you should also have all bank statements, receipts, and more that can validate the value of the damaged item.

Don't Make Permanent Repairs Before Approval

While you might be tempted to start work on water damage restoration in Fort Worth, TX, you need to wait to get approval from your insurance company. Additionally, a representative from the insurance company will come to your home to determine what needs to be repaired and what doesn't. If you start work before the insurance company approves, there is a high possibility that you might not get compensated for the work done. If your claim is particularly large, you will have to be patient. In any case, it is a good idea to make sure you are ready to wait until you get the approval. However, you can make emergency repairs which will help to control the damage and prevent the situation from deteriorating further.

Work with Approved Vendors if You Have a Better Option

Once approval is given, your insurance company will also want to help you get services for  water  damage restoration in Fort Worth, TX. While they will encourage you to work with them, always make sure to do your research beforehand. There's no need to get pressured into using the vendors that your insurance company is providing to you. Take the time to research, compare costs and make a decision based on it. By getting pressured, you will also end up getting professional services for water damage restoration in Fort Worth, TX,  from a company that doesn't do the repairs well. What you should look for are professionals who are skilled and will handle the job easily. Mr. Restore Offers Professional Water Damage Restoration Services! If you are searching for professional services for water damage restoration in Fort Worth, TX, get in touch with Mr. Restore. Their team of experts can handle any kind of water damage scenario. Not only do they offer emergency services on a 24/7 basis, but Mr. Restore can also help ensure that you get the damage repaired at the best prices!